Social security reduces your benefit in the range of 5 percent to 67 percent per year if you retire early and your full retirement age is 66 it increases your benefit amount 8 percent per year up to age 70 if you wait past your full retirement age to begin collecting and were born in 1943 or later. You generally have to work at least 10 years to be eligible for retirement benefits social security bases your benefit on your highest 35 years of earnings the average benefit is about 1400 a month you can begin to receive your full retirement benefit between ages 66 and 67 depending on when you were born. Social security for dummies is indispensable for anyone who wants to get the best possible deal from social security and that means all of us young and old because everyone will need social security benefits in this era of disappearing pensions and dwindling savings strategies for single people for married couples for survivors for divorced people you can find expert advice on all these subjects and more in this easy to understand guide to a very complex subject. Get the benefits youve earned social security for dummies is the one guide you need to navigate the often complex world of social security benefits this updated edition offers clear guidance on when to claim benefits how much you can expect to receive where to find social security calculators and so much more
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